A significant growth in returns from hire purchase and insurance premium financing led to the impressive performance.

Going forward, we intend to consolidate our market share in the two segments as there is massive headroom for growth.

Daves track record of revenue growth combined with strong profitability performance in both Customer Care and Information Management reflects his deep knowledge of the business and the needs of our clients. While we are making good progress in 2005 and we remain comfortable with our 2005 revenue and earnings guidance, Daves leadership will allow us to continue to build our growth and profitability while further leveraging our unique customer care and billing value proposition.

Dave's track record of revenue growth combined with strong profitability performance in both customer care and information management reflects his deep knowledge of the business and the needs of our clients, ... While we are making good progress in 2005 and we remain comfortable with our 2005 revenue and earnings guidance, Dave's leadership will allow us to continue to build our growth and profitability while further leveraging our unique customer care and billing value proposition.

The high cost of maintaining term deposits has informed the movement to current and savings accounts.

It may not be the sort of caffeinated growth rates we've seen, but it still was a good performance. They've gone from being a computer company to a consumer electronics company.