A lot of people will go through something like this and end up in bad shape. Kevin will always end up on top and keep his life straight.

For individuals who have already applied, their cases will continue to be processed. We want people to understand that Thursday, January 5th, is merely the end of the application period, which started October 24th when President Bush issued a major disaster declaration.

Looking ahead, people will dig deeper, look harder and wait longer before investing.

There will be some number of people who believe that the ranking is legitimate statistically. And it is not.

Their reputation is that they will do the best for their people,

People did come up here because they didn't have it. Some of them say they will still come up here. I think that'll help a whole lot because they've been coming here for years.