A lot of people just want to not lose money on the deal. They just want to cover their expenses. They rent it when they are not using it, and if they collect enough rent it's like having a free property.

Even if you have that money stored in a regular bank account, you are going to be earning 1 percent or 2 percent interest on it. If it's a relatively substantial amount of money, you could earn a lot. But any amount of interest you could earn is better than none.

There are a fair number of people that claim zero withholdings. That's their method of savings and at the end of the year they get a $2,000 check from the IRS. They should've put $20 a week away in their 401(k) retirement plan.

It can be quite profitable. It all depends on how much you own, how much rent you charge and where it's located.

Innocent spouses basically need to show that they didn't change their lifestyle or live a frivolous lifestyle.

If you are in the financial planning business, nothing could have been better than the [introduction of] the Roth IRA. It's been a real boon for the industry.