A credit score is a snapshot of an exact moment.

Being honest with yourself and loved ones about your financial past and future is an early key to success. Remember that everyone has their own money style, which has been shaped by their past experiences. Approaching the issues honestly and openly gives you a much better chance at a strong, healthy financial relationship.

Most importantly, include potential tax payments in your budget of expenses. Plan ahead to pay taxes just as you plan ahead to pay for holiday gifts, birthday celebrations, and more.

Whether you are hoping for an extravagant wedding or a simple ceremony, your special day should be filled with blissful memories. Being financially prepared will help make sure this day is one of the best days of your life. It is important to remember that while the wedding is an important event, it is designed to celebrate the start of a marriage. Making healthy financial decisions early will lead to a lifetime of financial freedom and happiness together.

Don't forget to revisit your new financial plan several times throughout the year to make sure you are on track. Commitment, common sense and flexibility are important keys to financial success.

Understand that while home improvement projects can increase the value and comfort of your home, most projects are not necessary. Remembering that your project may be a 'want' and not a 'need' can help you to enjoy your home sweet remodeled home.