A bank only lends you money when you do not need it.

Remember, interest paid to banks only comes back to you in the form of a billing receipt. Nothing else...

The price of your property is not the price at which you purchase it for, unless of course if you paid for it fully in cash...

As long as you have a debt from the bank, you are working for them, not for yourself.

Every Cent Matters.

The money you pay to the bank as interest has zero percent chance of it returning back to you. Save on that and reinvest that on any other things. Now that is lean financial management.